A dental benefit period can start at different points of the year. For most, it’s January-December. To find out where you’re at in your dental coverage, contact Prime Dental Care. We’ll help you take advantage of the rest of your included benefits before they expire (usually December 31st).
Annual Maximum Explained
Your insurance plan’s “annual maximum allowable” is the amount your dental insurance plan will pay each year toward treatment. Usually, it’s somewhere between $1,000-1,500. Every year, that plan resets. Whatever you don’t use, you lose.
Using Your Benefits in Your Favor
If you have active decay, it’s best to treat it while it’s smaller and less invasive to your tooth. Earlier treatments tend to be more conservative—both physically and financially—meaning your insurance will also pay for most of them. But if the treatment is delayed and the condition worsens, you can’t roll your allowable over into the next year for a more expensive treatment. It goes away and completely resets.
What Is Left On Your Treatment Plan?
Do you have a broken tooth or area that needs attention? We can help you prioritize the treatments to maximize your coverage, limit out of pocket costs, and prevent more complex needs before your benefits expire. Anything left over can be moved to January when your benefits reset, minimizing your personal out-of-pocket expense.
Don’t Forget Preventive Care
Most dental insurance covers preventive care at 100% every six months. If you haven’t scheduled your second checkup for the year, we still have limited availability over the holidays.
Call Prime Dental Care today to reserve an appointment before it’s too late.
Posted on behalf of Prime Dental Care
417 Wall St
Princeton, NJ, 08540